All mortgage brokers have access to several lenders, but only Syndicate Mortgages offers you real choice every time.
We deal with more than 45 lenders (some exclusive to Syndicate Mortgages) and offer some of the most innovative, most competitive mortgage products available today.
What makes our Mortgage Market unique is that it gets the lenders to compete for your mortgage through an automated process that puts their best offers in front of you, so you can clearly see and choose your options.
Click on each mortgage option to find out more.
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Purchase Option |
Whether you are purchasing your first home or your secondary residence, getting the right mortgage package that is suitable to your individual needs and goals is essential. Syndicate Mortgages Inc. has access to over 45 major lending institutions across Canada which allows us to shop around within the market and thus offer our clients the best rates and mortgage options for your new mortgage. Our Mortgage Specialists possess expertise and knowledge in the constantly changing market and are therefore able to provide solid financial advice as well as a superior level of service.
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Refinance Option |
Our refinancing option is primarily for clients who are looking to refinance their mortgage to capture the current low interest rates, consolidate their debts or renovate their home. It is quick, easy and all costs can be covered by the new mortgage, so you don't have to pay anything out of your pocket.
Call or apply today to get a free, no obligation quote even if you don't have perfect credit or a stable income.
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Transfer Option |
CMHC stats show that over 50% of Canadians accept the first rate their bank offers them when renewing their mortgages. Syndicate Mortgages is here to help you get the BEST rates and options that are right for you. We will make sure to transfer your mortgage with no legal fees or costs. We can also lock in a rate for 120 days before your renewal date.
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Lender for Life Option |
If you're looking to acquire your dream commercial property, expand your existing facilities or consolidate your debts, commercial mortgages can help you raise the necessary capital. We will help you reduce the costs incurred in borrowing for a commercial mortgage and save you thousands of dollars with the lowest rates.
Syndicate Mortgages has various resources for commercial lending. Our agents will arrange you a commercial mortgage quickly and conveniently, whatever your financial circumstances may be.
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Zero Down Option |
Many Canadians have put their dreams on hold simply because they are saving for a down payment. Now, with the new Zero Down Option, you can get the same rates and services that everyone else gets at no extra costs. Our Mortgage consultants will work with you to tailor your application to the loan program that best suits your needs.
Let us help you take a stake of the housing market appreciation, and make your dreams of homeownership come true!
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HELOC Option |
HELOC stands for Home Equity Line of Credit. If you have a large home equity, and your monthly payments are more than what you can afford, this could be the right option for you. You can lower your monthly installments AND your interest rate on your current debt!
To get a better idea of how HELOC can affect your financial circumstances, contact us.
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Self Employed Option |
Stats show that self-employed Canadians comprise 20% of Canada's Total work-force. Many self-employed Canadians do not have a stable proven income or have low documentation. Unfortunately, banks turndown, even the more financially successful self-employed person, because they do not fit traditional lending criteria.
Regardless of your credit rating or income situation, we will use alternative documentations to qualify you for the best available mortgage. We could secure you for a mortgage based solely on what you state your income to be. It can be that easy!
To find out more, contact us so we can so we can show you how to obtain a mortgage using this option.
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Bank Turndown Option |
If you have poor or no credit, even with a bankruptcy, Syndicate Mortgages Inc. can help you build a case with lenders to obtain you a new mortgage, refinance or consolidate your debt. Our advisers have special mortgage knowledge to provide solutions for clients that might not typically fit a traditional mortgage lender's criteria.
Syndicate Mortgages will support you through the 'bad credit mortgage' process providing you independent, unbiased mortgage advice on all the options available, whatever your circumstances may be. We will also assist to improve and even repair your bad credit rating.
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New Immigrant Option |
If you're a new immigrant to Canada, we can qualify you for several mortgage products. Many lenders have now developed products that respond to the unique needs of new immigrants. Syndicate Mortgages is a free and comprehensive resource in helping new and prospective immigrants move into their own home, rather than giving away all their savings to landlords.
To assist you, please contact our new-immigrant mortgage advisers with special mortgage knowledge to provide solutions for clients that don't typically fit a traditional mortgage lender's criteria.
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